When you have suffered serious injuries, and you will need to file claims against the liable party, you want to make sure that you have an injury lawyer on your side who has substantial trial experience.
The last thing you need is to wind up with an attorney who wants to settle your case for far less than it could be worth. Our team at Whibbs, Stone & Barnett is not afraid to bring your personal injury case to court if the other side is not negotiating in good faith. Call our office at (850) 500-1111 to schedule your free, no-obligation case review today.
Liable Parties May Not Always Have Insurance Policies in Place
The main reason to make sure that you have an attorney who has trial experience is because your case may need to go to trial. While the majority of personal injury cases often involve some type of insurance claim and they are settled before litigation ever ensues, there are instances in which liable parties do not have insurance policies in place.
For instance, let’s say you were seriously injured in a car accident. If the driver of that vehicle did not have auto insurance, you will not be able to file a claim with their auto insurance provider. Florida may be a no-fault state for auto insurance purposes, but filing a claim with your own auto insurance does not mean you are going to be treated any more fairly. No matter who they are representing, insurance companies always want to pay as little as possible in damages to injured claimants.
Another potential problem with drivers without insurance who cause accidents is that your uninsured motorist coverage (through your own insurer) might not be enough to compensate you for all your losses. If this is the case, you may need to sue the driver directly.
Of course, your attorney would only take this route if the responsible party has assets that could be recovered. But if the driver was uninsured, they might not have sufficient assets to justify the effort and expense of litigation. This again is why you want an attorney with extensive experience in this area and a thorough understanding of when it would make sense to take someone to court.
The Insurance Company Does Not Always Cover Every Loss
Another reason to make sure you have a trial lawyer working for you is because insurance companies do not always cover every loss. Even if you do have the opportunity to pursue a claim through the insurance company, it is quite possible that the insurance company is only going to cover specific losses.
In many cases, insurance companies are only required to cover the costs of any medical care or equipment that you may mean relating to your injury, and potentially property damage depending on the type of insurance provider.
But if you hope to recover compensation for other types of economic damages and all of your non-economic damages, you may need to be prepared to bring your case to court. Many times, bringing your case before a judge and jury is the best way to ensure that you are awarded maximum compensation for what you have been through.
Contact a Personal Injury Lawyer in Pensacola
After everything you have been through, it is important that you have an experienced Pensacola personal injury attorney on your side who has a proven record of success and handling cases that go to trial. Your case may not necessarily be resolved with the resolution of an insurance settlement.
Make sure you are getting the most out of your case. Contact Whibbs, Stone & Barnett to find out what your case might be worth and how the claims process may go for you. You can reach us by phone at (850) 500-1111 or through our convenient contact form when you are ready to schedule your no-cost, risk-free consultation.